Financing

Purchase Options

Hometowne CapitalRent To Own

Some information about our Rent To Own Program.

Almost anyone can qualify for rent to own.

What you need to qualify is;

  • A valid photo ID
  • A debit /credit card or checking account for automatic withdrawal.
  • There are never credit checks.

You choose the building and we’ll take care of the rest.

During your lease, you will need to carry property insurance on your building. If you don’t have insurance don’t worry. The leasing company can provide insurance for you at a low monthly fee that will be added directly to your monthly payment.

Owning a building from Wunderbar Structures is easy! Choose from 24 months, 36 months, 48 months, or 60 months for repayment. You also have the choice of 90 Days Same As Cash. Your down payment is determined by the type of building your choose. Double wide buildings and two-story buildings require more money down than a single wide, single-story buildings. Your monthly payment is determined by the total purchase price of your building.​

  • 24, 36, and 48-month lease agreements require one month’s payment for the down payment.
  • 60-month agreements require 2 months’ down payment.
  • Any building over $10,000 requires two month’s down payment.
  • And double-wide buildings or two-story buildings require four months’ down payment.
  • Any two-story or double-wide building will require 4 payments down.

For example for a 60-month lease on a 2-Story Building. If your monthly payment will be $200/month then your initial down payment to start the lease agreement would be $800. From the start of your agreement, you now have 56 months of repayment instead of 60 because you put 4 payments down. If you would like further assistance please contact any of our salespeople at 855-887-4337, by using the email button, or by message on our Facebook page. We would be happy to help!​

Hometowne Capital does not charge interest. They charge a monthly lease fee. You have the option to put more money down to lower the price of your monthly payments. If you choose to pay off your lease early Hometowne Capital will give you a 50% discount on the total payoff that is remaining on your lease!

These are the answers to the most common questions but if you would like more information on our Rent to Own Program just give us a call toll-free and we would be happy to go over it with you.

Call us today at 855-887-4337, email us, or message us on Facebook!

Hearth Financing

Another finance company that we have available to you is Hearth Financing. Your credit doesn’t have to be perfect to get the money you need for your new building.​

Hearth will do a soft credit check to see what plans you qualify for when you call and provide the information that we need to run it in their system. We send you your available options and you chose the plan that best fits your needs and completes the final paperwork.

PowerPay

PowerPay’s founders, Mike Petrakis and David Haas built a fintech company into a national success through a simple, core idea: let consumers make large and expensive purchases through low and affordable monthly payments, allowing them to purchase what they really need and want.

Banks and other finance companies all charge large transaction fees that most merchants pass along to their consumers. Mike, David, and the team examined those transactions and payment models to build a solution and disrupt the system.

Instead of playing the free game, PowerPay developed technology to create a solution that wouldn’t just streamline the financing process but would also consider the best interests of all parties – consumers (lower rates), merchants (no fees), and financial partners (reasonable return on investment).

PowerPay was created as an independent, digital lending platform that promises no merchant fee options, no-prepayment penalties, and no more unwanted credit cards and the expenses that come with them.​

Click on the button below to start your application!

PowerPay Consumer Financing

Wunderbar Structures Pay as you Go

  • Payments will be determined by adding the total building cost, sales tax, and site prep if applicable, and then dividing by the chosen payment term.
  • Term limit of 12 or 24 months available. You may choose the one that suits you the best.
  • Construction of the ordered building will be put into our builders 6 weeks before the building is due for delivery.
  • You must notify us if you intend to pay off your building early so we may have it constructed and ready for delivery at payoff or have the order placed on our build schedule if it a built-on-site structure.
  • The building will be delivered upon completion of payments and not before.
  • Down payment will be the first layaway payment. The remaining payments are to be made monthly by the end of each month.
  • You may choose to put more money down than the initial down payment due. If choosing to do this we will take the initial amount placed down off of the total due and lower the monthly payment amount, or calculate how many payments were paid from the amount down and shorten the term length accordingly. Whichever you choose.
  • If for any reason you cannot fulfill the agreement, 75% of the money paid to the date of the cancellation will be refunded.
  • If the payment goes to 30 days past due and you do not contact us before 30 days, your agreement will go into default. At this time your order will be canceled and we will issue a check for 75% of the total amount that was paid to the date of cancellation.
  • If you decide that you would like to make changes to your order such as upgrading a size, adding extra doors, and so on, you may do so up until 6 weeks before the final payoff.
  • The agreement is nontransferable.
  • If you have added site prep, you will be contacted approximately 6 weeks before your building is to be delivered for us to schedule your site preparation date.
  • You may purchase an on-site built structure, however, we will not begin construction until there is one payment remaining on the building.
  • Under this agreement, you will pay no interest and there will be no fees associated with the program, except for the 25% cancellation fee on the total amount paid up until the time of cancellation.